Mortgage Floor Clause Claim Legal Service
At our law firm, we understand that the floor clause in mortgages can cause a significant financial burden for consumers. That is why we offer a legal service specialized in claiming the floor clause, with the aim of protecting the rights of our clients and guaranteeing fair compensation for improper payments made.
What is the Floor Clause?
The floor clause is a contractual provision that establishes a minimum limit on the interest rate that a borrower must pay on a variable rate mortgage. Although these types of clauses may be legal, in many cases they have not been adequately disclosed to consumers or have been applied abusively, resulting in overpayments by borrowers.
Our services
- Contract Analysis: We carefully review our clients' mortgage contracts to identify the presence and validity of the floor clause, as well as any other abusive or unclear provision.
- Extrajudicial Claim: We begin the claim process directly with the bank, presenting solid legal arguments and negotiating on behalf of our clients to obtain an elimination or modification of the floor clause and the return of undue payments.
- Legal Representation: In the event that the out-of-court claim is unsuccessful, we provide legal representation in court proceedings, defending our clients' rights in court and working to obtain fair compensation for damages suffered.
